Debits and credits in action

Maya's studio has three events this week: it buys a $1,200 computer with cash; it pays $800 rent; it bills a client $2,000 for finished work. Record each — and watch the rules, not your instincts.

The journal entry

Buy a $1,200 computer with cash
AccountDebitCredit
Equipment$1,200
Cash$1,200
  • Equipment (debit): Equipment is an asset arriving — assets grow with debits.
  • Cash (credit): Cash is an asset leaving — assets shrink with credits.

Remember this

  • formula

    The whole rulebook: Assets & Expenses grow with DEBITS. Liabilities, Equity & Revenues grow with CREDITS. Shrinking = the opposite side. Every entry: debits = credits.

  • mnemonic

    Ask two questions per line: WHICH family is this account? and did it GROW or SHRINK? The rules do the rest — instincts about 'debit sounds negative' will only betray you.

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